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How FactProp Helps

One home. The questions that matter before you buy.

FactProp turns property data, market evidence, ownership costs, area research, optional inspection findings, and negotiation scenarios into one buyer-friendly workspace.

Each page answers a different question so you do not have to piece the decision together yourself.

FactProp Beta includes one property workspace with all currently available features. Additional-property access is coming with FactProp Premium.

Start Beta Access

Understanding FactProp

FactProp is not a listing site and it does not tell you that every home is a good deal.

It starts with the property you are considering and organizes the evidence around the decisions buyers actually need to make.

Each major conclusion explains what it means, how FactProp reached it, and what evidence would make it stronger.

The goal is to help you ask better questions before you commit.

How it works

From address to a clearer buying decision.

  1. 1Enter a property
  2. 2FactProp builds the buyer view
  3. 3Review each buying question
  4. 4Build your offer or explore alternatives
01

FactProp View

Does the home and price make sense?

FactProp View is the main property-and-price page. It combines the Home Score, seller asking price, FactProp Reasonable Value, Value Band, nearby property references, evidence strength, and current market context. It explains why the current price looks attractive, reasonable, high, or still developing.

Illustrative FactProp ViewHome Score52 / 100
Price positionNeeds attention
Comparable evidenceDeveloping
Current marketSupported
02

Area & Commute

Would living here work for me?

The property becomes the location anchor. Review nearby essentials, add destinations for travel-time research, and see which area facts are verified versus still waiting for stronger official evidence. School assignment, development, land use, and hazard information are not guessed.

Area & Commute

Known · waiting · needs confirmation

  • ✓ Property location confirmed
  • ✓ Nearby essentials researched
  • → Add a destination
  • ○ Confirm school assignment
03

True Monthly Cost

What could this home really cost me?

Break down mortgage principal and interest, property tax, insurance, HOA, and PMI. Then explore purchase-price scenarios, cash at closing, first-year cost, a 20% down comparison, and rate sensitivity.

True Monthly Cost$4,715 / month
MortgageLoan amount, rate, term
TaxCurrent evidence or assumption
InsurancePlanning estimate or quote
HOAAmount and billing cadence
PMILoan-specific assumption

Future flexibility

Plan for more than the move-in date.

Rental Potential

What if I need to rent this home later?

Compare the rent estimate and nearby rental evidence with operating costs, rent coverage, possible owner contribution, and unknown rental rules. This is buyer planning—not investment advice.

Resale Value

What could ownership look like later?

Explore conservative, base, and strong 5, 10, and 20-year scenarios. See future value, remaining mortgage balance, projected equity, estimated sale proceeds, marketability, and long-term uncertainty separately.

04

Home Inspection

What did the inspector actually find?

When you have a report, FactProp can organize one active inspection report by priority, issue details, report evidence, repair-cost planning, and specialist guidance. It is optional and does not automatically change property value or Home Score.

Optional report review

Inspection brief

SafetyProfessional confirmation
Major systemsScope and evidence
Plan aheadRepair planning
05

Make an Offer

What should I offer and what should I ask for?

Build a discussion around an evidence-supported opening position, target range, seller or builder closing-cost help, lender-verified rate-buydown comparisons, the 20% down tradeoff, useful builder extras, and questions for your agent or lender.

Offer plan

Evidence-supported structure

  • Opening position and target range
  • Eligible closing-cost help
  • Lender-verified rate buydown
  • Builder extras to discuss
Discuss with your agent and lender
06

Recommended Homes

Is there another home that may work better?

Choose one simple priority and review up to three available alternatives. See what you gain, what you give up, and why each home deserves attention. Your current home can still remain strongest, and any selected property becomes its own authorized workspace.

Priority: lower price
Current homeStrongest overall
830 Dover Dr$50K lower asking
912 Cambridge CtMore space

Two different jobs

Evidence is not the same as a recommendation.

Comparable evidence

Nearby homes used to understand the value of the property you are researching.

Recommended Homes

Active homes that may be better buying alternatives for your chosen priority.

The FactProp standard

Every important number should be understandable.

  1. What is it?
  2. How did FactProp get it?
  3. Why does it matter?
  4. What would make it stronger?
Illustrative planning scenarioProjected equity at 10 years$560K
What it is
Modeled home value minus remaining mortgage
What created it
Value-growth scenario and amortization assumptions
What strengthens it
Updated property, loan, and market evidence

Trust through clarity

What FactProp does not do.

  • Guarantee future value or seller acceptance
  • Treat active listing prices as sold prices
  • Assume missing data means zero
  • Automatically reduce property value because an inspection found repairs
  • Tell every buyer that 20% down is always best
  • Pretend a broad market trend proves one exact property value

One property. One connected buying story.

Enter important information once.

Property value, purchase price, loan assumptions, HOA, and property facts stay connected through canonical workspace information rather than being re-entered on every page.

Optional deeper research stays optional

Home Inspection needs a report. Commute needs your destination. Recommended Homes is an optional comparison. Make an Offer does not require an inspection. The workspace remains useful before every optional input exists.

Start with the home you’re considering.

Build one connected buyer view.

Enter the address and FactProp will organize the current evidence into a private buyer workspace.

One property and all current features are included during beta. No card is required.

Start Beta Access